Legal
Cookie Policy
Policy version 1.0. Written to be read, not skipped.
The short version
We use the smallest set of cookies and local storage we can get away with: enough to keep you signed in, remember your currency and display preferences, and keep payments secure. We do not sell your data or use cookies to build advertising profiles about you.
Strictly necessary
- Authentication: keeps you signed in to your member dashboard and protects your session.
- Security: helps prevent cross-site request forgery and abuse of forms and server functions.
- Payments: our payment provider sets cookies needed to complete a secure checkout.
Preferences
- Currency selection, so your figures stay in the currency you chose.
- Discreet mode, so financial values stay blurred if you turned that on.
- Dismissed prompts, so we do not show you the same banner repeatedly.
Analytics
If and when we enable analytics, it will be limited to aggregate, privacy-respecting measurement of which pages and tools people use, so we can improve them. We will update this page before turning anything on, and we will never attach your debt figures to analytics events.
Controlling cookies
You can clear or block cookies in your browser settings at any time. Blocking strictly necessary cookies will stop sign-in and checkout from working. Clearing local storage will reset your currency and display preferences, but it will not delete data saved to your account.
Questions
Email privacy@howiclearedmydebts.com if you want to know exactly what is stored for your account, and we will tell you.

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