Coming soon
Monthly Debt-Clearing Competition
Celebrating progress with a prize, without turning debt into a spectacle.
Not open yet
No round is running and no entries are being collected. Prize competitions are regulated differently in every country, so nothing opens until the rules have been reviewed for each jurisdiction we can lawfully include.
The principles we are designing around
- No purchase necessary — a free account will always be a valid route to enter.
- Entry based on consistent, verified progress, not on the size of anyone's debt or income.
- No public leaderboards of debt amounts, and anonymous display names by default.
- Full written rules, eligibility and prize details published before any round opens.
- Excluded jurisdictions listed openly rather than buried in the terms.
How I Cleared My Debts provides educational information, organisational tools and estimates. It does not provide personalised financial, legal, tax or regulated debt advice. Results depend on the information you enter and may not reflect lender calculations. If you are struggling with priority bills, legal action or unaffordable repayments, contact a qualified free debt-advice organisation in your country.
The eBook
“How I Cleared My Debts”
Discover the practical mindset, decisions and system behind the journey from debt pressure to greater financial control.
One-time payment of $27.00